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SavvyInsider Media Group, LLC. ("SavvyInsider") respects the privacy of every individual who visits SavvyInsider.com ("Website"). Safeguarding your privacy is very important to us. We take seriously the collection of any personally identifiable information and personal contact information ("personal information") from our visitors and are committed to protecting each visitor's privacy in accordance with these policies. We use the term "visitors" to include any person that accesses our Website at any point for any amount of time.
This Privacy Policy outlines the information SavvyInsider will collect and how we will use that information. Please carefully review our information collection practices and privacy protections below, and review this Privacy Policy periodically as we may modify it from time to time. By visiting and using the SavvyInsider Website, you agree to be bound by this Privacy Policy.
What This Privacy Policy Covers
This Privacy Policy covers how SavvyInsider treats personal information that it collects and receives. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, that is not otherwise publicly available. SavvyInsider will not collect any personally-identifiable information about you unless you provide it to us voluntarily.
Cookies
Like most websites, SavvyInsider uses a standard technology called "cookies" to keep track of your activities in order to enhance your experience on the Website. Cookies are small pieces of information stored on your hard drive -- not on our Website. Consequently, the next time you visit the Website, SavvyInsider can recognize you. For example, cookies are used to allow us to tailor the Website to better match your interests and preferences, to save your password, and if you choose, to save other personal information so you do not have to reenter it each time you visit the Website. Third party advertisers on the Website may also place or read cookies on your browser. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to SavvyInsider's cookies. With most Internet browsers, you can erase cookies from your computer's hard drive, block all cookies, or receive a warning before a cookie is stored. However, if you set your browser to disable cookies, you may not be able to access certain areas on the Website. Please refer to your browser instructions or help screen to learn more about these functions.
Information We Collect From You
In order to operate the Website and to provide you with information that may be of interest to you, SavvyInsider collects information when you register for the SavvyInsider newsletter, visit SavvyInsider pages and third party links, and enter our polls. This allows us to provide services and features that most likely meet your needs and to customize our service to make your experience easier. We will use your information only as permitted by law.
Your IP Address: Like most e-commerce websites, each time you visit the Website, we automatically collect your IP address and the web page from which you came. In order to administer and optimize the Website for you and to diagnose problems with our Site, we use your IP address to help identify you and to gather broad demographic information about you.
Demographic Information: SavvyInsider may collect demographic information about you that is not personally-identifiable. Examples of this type of information may include your age/birth date, gender, zip code, interests and preferences, browsing/searching history information, registration history information, the content of communications between you and other members over the Site, the type of Internet browser you are using, the type of computer operating system you are using, and the domain name of the Web site from which you linked to the Site. We may combine information about your usage patterns with similar information obtained from other users to learn which pages are visited most or what features are most attractive. Demographic information may be shared with advertisers, partners, sponsors and other third parties, but cannot be used to contact you individually. This data is used to customize the Web Site's content and advertising, and to deliver a better experience for our members and users. Please do not enter personal information into your profile (for example, don't use your address or passcode as your username, or include your name or address in your written responses), because if you do then it may be posted publicly on the Site, and the information will then be treated as public demographic information.
Personal Information: SavvyInsider may collect personally-identifiable information about you that could be used to contact you directly. Examples of this type of information may include full name, postal address, phone number or email address. This information serves to help us efficiently operate the Site, perform troubleshooting, to contact you in connection with your activities on the Site (including, but not limited to, confirmation emails or important news that could affect your relationship with SavvyInsider.com), to communicate with you regarding administration of polls, our Terms and Conditions, or our Privacy Policy. We may also use personal information to enhance your visit and deliver more individualized content and advertising, such as sending you newsletters, information, valuable offers and other promotional materials for SavvyInsider.com's or third parties' goods or services. The Site provides you with options to decline to receive communications from SavvyInsider.com (other than those contained in operational communications). To operate the Site, we may share your personal information with our agents, representatives, contractors and service providers so they can provide us with support services such as Web hosting services, email origination, support services or customer relationship management. We require these entities not to use your information for any other purpose.
SavvyInsider may provide your personal characteristics, on an aggregate basis, to potential third party advertisers. We may also provide this information to third parties who will serve advertisements on our behalf over the Internet. Unless identified in this policy or otherwise required by law, SavvyInsider will not provide your information to third parties in such a way that would disclose your identity.
Business Development: As we continue to develop our business, we may sell or buy assets, merge or partner with other companies or businesses, or transfer a service we provide to a carefully chosen strategic partner. In such transactions, user information may be among the transferred assets. Your personal information may be passed on to a third party in the event of a transfer of ownership or assets, or a bankruptcy. We may also disclose personal information when we determine that such disclosure is necessary to comply with applicable law, to cooperate with law enforcement or to protect the interests or safety of SavvyInsider.com or other visitors to the Site. We may also disclose your demographic information along with it, on a non-anonymous basis. Please note we may not provide you with notice prior to disclosure in such cases.
Information Use, Sharing and Disclosure
Except where you are expressly informed otherwise, we do not sell, rent, share, trade or give away any of your personal information unless required by law or for the protection of your membership. SavvyInsider uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, provide anonymous reporting for internal and external clients, troubleshoot problems, and enforce our Terms and Conditions. We do not disclose your email address nor do we sell it or make it available to any third party other than as outlined in more detail in this Privacy Policy.
Demographic Information: We may review demographic information and certain non-personally-identifiable user information may be provided in anonymous aggregate form. We may use public information to enable other users to find your profile, to determine whether they are a match for you and to communicate with you. We may use demographic information to tailor the Website and communications to your interests. We may also share demographic information with advertisers on an anonymous and aggregated basis (i.e., without telling the advertisers your identity). Our sharing of demographic information with advertisers is anonymous (i.e., we do not tell advertisers which particular SavvyInsider.com users are members of which demographic groups), subject to the rest of this Privacy Policy. When you respond to an advertisement, however, we remind you that if that ad is targeted to a demographic group and you decide to give the advertiser your personal information, then the advertiser may be able to identify you as being a member of that demographic group.
Personal Information: Unless you are expressly informed otherwise, we do not sell, rent, share, trade or give away any of your personal information to third parties. However, due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed. By way of example (without limiting and foregoing), we may be forced to disclose information to the government, law enforcement agencies or third parties under certain circumstances, such as subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of SavvyInsider's terms of use, or as otherwise required by law; we transfer information about you if SavvyInsider is acquired by or merged with another company; third parties may unlawfully intercept or access transmissions or private communications; or members may abuse or misuse your information that they collect from our Web sites. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications will always remain private.
Links
This site may contain links to other websites. Please be aware that SavvyInsider is not responsible for the privacy practices of other websites. We encourage our users to be aware when they leave our Website and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this Website.
Opt-In/Out of Email Communications
We provide users the option to receive information sent via electronic mailings regarding SavvyInsider feature updates and on behalf of third party advertisers. Users who no longer wish to receive our feature updates or marketing communications can opt-out of receiving them by following the "unsubscribe" instructions contained in the messages they receive. Information sent on behalf of third party advertisers is prepared several days in advance, so users may continue to receive e-mail from us for up to 5 days after following the unsubscribe procedures detailed above. We reserve the right to send you certain administrative communications relating to the SavvyInsider service that are considered part of your SavvyInsider registration, without offering you the opportunity to opt-out of receiving them.
Confidentiality and Security
Please keep in mind that whenever you give out personal information online, that information can be collected and used by people you don't know. While SavvyInsider strives to protect your information and privacy, we cannot guarantee the security of any information you disclose online and you do so at your own risk.
The importance of security for all personally-identifiable information associated with our users and members is of utmost concern to us. Unfortunately, no data transmission over the Internet can be guaranteed to be secure. As a result, while we strive to protect your personally-identifiable information, SavvyInsider can't ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your personally-identifiable information, we will take reasonable efforts to ensure its security on our systems.
This Website takes every precaution to protect our users' information. We use industry standard measures to protect your information that is stored within our database. We limit the access to your information to those employees who need access to perform their job function such as our customer service personnel. We employ many different security techniques to protect such data from unauthorized access by members inside and outside the company. However, "perfect security" does not exist on the Internet.
Children's Online Privacy Protection Act (COPPA) Compliance
This Website is not directed at individuals under 18 years of age. Children are not eligible to use our Interactive services. Our policy is that we do not knowingly collect, use or disclose personally identifiable information about visitors under 18 years of age and we ask that minors (under the age of 18) do not submit any personal information to us. If you are the parent or guardian of a minor under 18 years of age and believe that they have disclosed personally identifiable information to us, please contact us so that we may delete the minor's information. We will use reasonable efforts to delete the child's information from our existing files.
Privacy Policy Changes
SavvyInsider reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our Website following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.
Your Acceptance of These Terms
By using our Website, you signify your assent to the SavvyInsider Privacy Policy and the Website's Terms and Conditions. If you do not agree to this Policy or the Terms and Conditions, please do not use the Website. Your continued use of the Website following the posting of changes to these terms will mean you accept those changes.
You agree that we may use personally identifiable information about you to improve our marketing and promotional efforts, to analyze site usage, improve our content and product offerings, and customize our Site's content, layout, and services. These uses improve our site and better tailor it to meet your needs. You agree that we may use your information to contact you and deliver information to you that, in some cases, are targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use on the Website. By accepting this Privacy Policy, you expressly agree to receive this information.
How To Contact Us
If you have any questions regarding our Privacy Policy, please feel free to contact us.
This Privacy Policy was last revised on May 17, 2005.
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